/* Gürün Sigorta – ortak stiller (ÖNİZLEME) */

:root{
  /* Marka renkleri (müşterinin verdiği): lacivert #032C55, altın #C09943 */
  --navy:#032C55;--navy-d:#021D3A;--navy-2:#0D3D6E;--navy-f:#0A3866;
  --gold:#C09943;--gold-h:#CCA858;--gold-l:#D9BE84;--gold-d:#8A6A24;
  /* gold: lacivert zemin + lacivert yazılı buton (5.3:1) · gold-l: lacivert zemin üstü yazı/ikon (7.8:1) · gold-d: beyaz zemin üstü yazı (5:1) */
  --ink:#10283D;--muted:#566779;--line:#E2E8EF;--soft:#EEF2F6;--white:#fff;
  --r:6px;--wrap:1200px;--gut:24px;
}
*{box-sizing:border-box;margin:0;padding:0}
[hidden]{display:none!important}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:'Albert Sans',system-ui,sans-serif;font-size:16px;line-height:1.6;color:var(--ink);background:var(--white);-webkit-font-smoothing:antialiased}
img{display:block;max-width:100%;height:auto}
a{color:inherit;text-decoration:none}
button,input,select,textarea{font:inherit;color:inherit}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.wrap{max-width:calc(var(--wrap) + var(--gut)*2);margin:0 auto;padding:0 var(--gut)}
.hero>*,.wrap>*,.grid>*,.fg>*,.qg>*{min-width:0}
section[id]{scroll-margin-top:76px}
#teklif{scroll-margin-top:40px}
svg.i{width:20px;height:20px;flex:none;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}

/* ---------- UYDURMA BİLGİ İŞARETİ (yayında kaldırılacak) ---------- */
.u{outline:1.5px dashed #D3268F;outline-offset:2px;border-radius:2px}
body.temiz .u{outline:0}
.utgl{position:fixed;left:16px;bottom:16px;z-index:60;background:#fff;border:1.5px dashed #D3268F;color:#8E1560;font-size:13px;font-weight:600;padding:8px 12px;border-radius:var(--r);cursor:pointer;box-shadow:0 2px 10px rgba(3,44,85,.12)}

/* ---------- BUTONLAR ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;height:50px;padding:0 24px;border-radius:var(--r);font-weight:700;font-size:15.5px;white-space:nowrap;border:0;cursor:pointer;transition:background .15s,border-color .15s,color .15s}
.btn-o{background:var(--gold);color:var(--navy)}
.btn-o:hover{background:var(--gold-h)}
.btn-n{background:var(--navy);color:#fff}
.btn-n:hover{background:var(--navy-2)}
.btn-gl{color:#fff;border:1px solid rgba(255,255,255,.35)}
.btn-gl:hover{border-color:#fff}
.btn-ln{color:var(--navy);border:1.5px solid var(--navy)}
.btn-ln:hover{background:var(--navy);color:#fff}

/* ---------- ÜST ŞERİT + HEADER ---------- */
.top{background:var(--soft);color:#2B4763;font-size:13px}
.top .wrap{display:flex;justify-content:space-between;align-items:center;height:32px;gap:16px}
.top a{font-weight:600}
header.hd{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);transition:transform .25s ease}
.hd .wrap{display:flex;align-items:center;height:64px;gap:28px}
.logo{display:flex;align-items:center;flex:none}
.logo img{height:46px;width:auto}
nav.mn{margin-left:auto;display:flex;align-items:center;gap:4px;font-weight:600;font-size:15px}
.mn>a,.mn .dd>button{display:flex;align-items:center;gap:4px;padding:8px 12px;border-radius:var(--r);background:none;border:0;cursor:pointer;font-weight:600}
.mn>a:hover,.mn .dd>button:hover{color:var(--gold-d)}
.dd{position:relative}
.dd .pn{position:absolute;top:100%;left:-12px;width:540px;background:#fff;border:1px solid var(--line);border-radius:8px;box-shadow:0 18px 40px rgba(3,44,85,.12);padding:12px;display:grid;grid-template-columns:1fr 1fr;gap:2px;opacity:0;visibility:hidden;transform:translateY(6px);transition:.15s}
.dd:hover .pn,.dd:focus-within .pn{opacity:1;visibility:visible;transform:none}
.dd .pn a{display:flex;gap:12px;padding:10px 12px;border-radius:var(--r)}
.dd .pn a:hover{background:var(--soft)}
.dd .pn a>svg{color:var(--navy);margin-top:2px}
.dd .pn b{display:block;font-size:15px;color:var(--navy)}
.dd .pn small{display:block;font-size:13px;color:var(--muted);font-weight:500}
.hd .cta{height:40px;padding:0 20px;font-size:15px}
.burger{display:none;margin-left:auto;background:none;border:0;color:var(--navy);padding:8px;cursor:pointer}
.burger svg{width:28px;height:28px}
.mmenu{display:none}

/* ---------- HERO ---------- */
.hero{display:grid;grid-template-columns:minmax(600px,50%) 1fr;background:var(--navy);min-height:600px}
.hero .pnl{color:#fff;padding:72px 64px 64px max(var(--gut),calc((100vw - var(--wrap))/2 + var(--gut)))}
.eb{font-weight:700;font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-l)}
.hero h1{font-weight:800;font-size:clamp(34px,3.6vw,50px);line-height:1.08;letter-spacing:-.025em;margin:16px 0 20px;max-width:17ch}
.hero .ld{font-size:18px;line-height:1.65;color:#C6D4E0;max-width:50ch}
.hero .pk{font-size:14.5px;color:#93A9BE;margin:32px 0 10px}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chips button{border:1px solid rgba(255,255,255,.28);background:none;color:#fff;padding:8px 14px;font-size:15px;border-radius:var(--r);font-weight:600;cursor:pointer;white-space:nowrap}
.chips button:hover{border-color:#fff}
.chips button[aria-pressed=true]{background:#fff;color:var(--navy);border-color:#fff}
.hero .acts{display:flex;gap:12px;margin-top:28px;flex-wrap:wrap}
.hero .ph{position:relative;background:#0F3B66}
.hero .ph img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.hero .phy{display:grid;place-items:center;background:#0F3B66}
.phyt{position:relative;z-index:1;display:grid;justify-items:center;gap:6px;text-align:center;color:#B9C8D6;font-size:14.5px;padding:24px;max-width:340px;border:1.5px dashed #D3268F;border-radius:8px}
.phyt svg{width:36px;height:36px;color:var(--gold-l)}
.phyt b{color:#fff;font-size:16px}
.hero .ph:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--navy) 0%,rgba(3,44,85,.88) 10%,rgba(3,44,85,.5) 24%,rgba(3,44,85,0) 42%);pointer-events:none}

/* ---------- LOGO BANDI ---------- */
.logos{background:var(--soft);padding:26px 0}
.logos .wrap{display:flex;align-items:center;gap:32px}
.logos .ll{font-size:14px;font-weight:700;color:#2B4763;flex:none;max-width:170px;line-height:1.35}
.mq{flex:1;overflow:hidden;-webkit-mask:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent);mask:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent)}
.track{display:flex;width:max-content;animation:kay 22s linear infinite}
.mq:hover .track{animation-play-state:paused}
.lg{flex:none;width:168px;height:64px;margin-right:14px;background:#fff;border-radius:var(--r);display:flex;align-items:center;justify-content:center;padding:0 14px}
/* Logolar gri durur, üzerine gelince gerçek renkleri görünür; dokunmatik ekranda (hover yok) her zaman renkli */
.lg img{max-width:100%;height:auto;filter:grayscale(1);opacity:.7;transition:filter .2s,opacity .2s}
.lg:hover img{filter:none;opacity:1}
@media (hover:none){.lg img{filter:none;opacity:1}}
/* Logo dosyası gelene kadar şirket adı yazı olarak görünür */
.lg-ad{color:#5B6B7C;font-weight:700;font-size:14.5px;text-align:center;line-height:1.25;transition:color .2s}
.lg-ad:hover{color:var(--navy)}
/* Hakkımızda: logo ızgarası */
.lgr{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.lgr .lg{width:auto;margin:0;border:1px solid var(--line)}
@keyframes kay{to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.track{animation:none}}

/* ---------- ORTAK BÖLÜM BAŞLIĞI ---------- */
.sec{padding:96px 0}
.sh{display:grid;grid-template-columns:1fr 1fr;align-items:end;gap:48px;margin-bottom:48px}
.sh h2,.h2{font-weight:800;font-size:clamp(28px,3vw,40px);line-height:1.12;letter-spacing:-.02em;color:var(--navy)}
.sh p{color:var(--muted);font-size:17px;max-width:52ch;justify-self:end}

/* ---------- ÜRÜN KARTLARI ---------- */
.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:8px;overflow:hidden;transition:border-color .15s,transform .15s}
.card:hover{border-color:#B9C7D6;transform:translateY(-3px)}
.card .im{aspect-ratio:16/10;background:#DCE4EC;overflow:hidden}
.card .im img{width:100%;height:100%;object-fit:cover;transition:transform .4s}
.card:hover .im img{transform:scale(1.04)}
.card .bd{padding:18px 20px 20px;display:flex;flex-direction:column;flex:1}
.card h3{font-size:19px;font-weight:800;color:var(--navy);margin-bottom:6px;letter-spacing:-.01em}
.card p{font-size:14.5px;color:var(--muted);line-height:1.55;flex:1}
.card .go{display:flex;align-items:center;gap:6px;margin-top:16px;font-weight:700;font-size:15px;color:var(--navy)}
.card .go svg{width:18px;height:18px;transition:transform .15s}
.card:hover .go{color:var(--gold-d)}
.card:hover .go svg{transform:translateX(3px)}

/* ---------- NEDEN BİZ ---------- */
.why{background:var(--soft)}
.feats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.ft4{background:#fff;border-radius:10px;padding:28px 26px 30px;border:1px solid var(--line)}
.ico{width:52px;height:52px;border-radius:10px;background:var(--navy);color:var(--gold-l);display:grid;place-items:center;margin-bottom:22px}
.ico svg{width:26px;height:26px;stroke-width:1.6}
.ft4 h3{font-size:18.5px;font-weight:800;color:var(--navy);letter-spacing:-.01em;margin-bottom:8px}
.ft4 p{color:var(--muted);font-size:15.5px;line-height:1.6}
/* Hakkımızda: 6 maddelik "Neden Gürün Sigorta?" (yalnızca başlık) */
.feats.f3{grid-template-columns:repeat(3,1fr)}
.feats.f3 .ft4{display:flex;align-items:center;gap:16px;padding:22px 24px}
.feats.f3 .ico{margin:0;flex:none}
.feats.f3 h3{margin:0}
.stats{margin-top:20px;background:var(--navy);color:#fff;border-radius:10px;display:grid;grid-template-columns:repeat(4,1fr)}
.stats div{padding:26px 28px}
.stats div+div{border-left:1px solid rgba(255,255,255,.14)}
.stats b{display:inline-block;font-size:34px;font-weight:800;letter-spacing:-.02em;line-height:1.1}
.stats span{display:block;font-size:14.5px;color:#B9C8D6;margin-top:4px}

/* ---------- TEKLİF SÜRECİ + HASAR ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;list-style:none;position:relative}
.steps li{position:relative;padding-top:4px}
.steps .sic{width:56px;height:56px;border-radius:50%;border:1.5px solid var(--line);background:#fff;color:var(--navy);display:grid;place-items:center;position:relative;z-index:1}
.steps .sic svg{width:24px;height:24px}
.steps li:not(:last-child):after{content:"";position:absolute;top:32px;left:72px;right:-4px;height:1.5px;background:repeating-linear-gradient(90deg,#C8D2DD 0 6px,transparent 6px 12px)}
.steps small{display:block;font-size:13.5px;font-weight:700;color:var(--gold-d);margin:20px 0 4px}
.steps h3{font-size:20px;font-weight:800;color:var(--navy);margin-bottom:8px}
.steps p{color:var(--muted);max-width:36ch}
.dmg{margin-top:72px;background:var(--navy);color:#fff;border-radius:10px;display:grid;grid-template-columns:auto 1fr auto;gap:28px;align-items:center;padding:36px 44px}
.dmg .ico{background:rgba(255,255,255,.08);margin:0;width:60px;height:60px}
.dmg h3{font-size:24px;font-weight:800;letter-spacing:-.015em}
.dmg p{color:#C6D4E0;margin-top:6px;max-width:62ch}
.dmg .acts{display:flex;gap:12px;flex-wrap:wrap}

/* ---------- TEKLİF FORMU (referans düzeni) ---------- */
.qt{padding:48px 0}
.qp{background:var(--navy);color:#fff;border-radius:18px;padding:28px 36px 30px}
.tabs{display:flex;flex-wrap:wrap;gap:8px}
.tabs button{display:inline-flex;align-items:center;gap:8px;border:1px solid rgba(255,255,255,.22);background:transparent;color:#fff;height:42px;padding:0 15px;border-radius:var(--r);font-weight:700;font-size:14.5px;cursor:pointer;white-space:nowrap;transition:border-color .15s,background .15s}
.tabs button svg{width:18px;height:18px;color:var(--gold-l)}
.tabs button:hover{border-color:rgba(255,255,255,.6)}
.tabs button[aria-selected=true]{background:var(--gold);border-color:var(--gold);color:var(--navy)}
.tabs button[aria-selected=true] svg{color:var(--navy)}
.qg{display:grid;grid-template-columns:5fr 8fr;gap:48px;margin-top:24px}
.in{display:flex;flex-direction:column}
.in .h2{color:#fff}
.in>p{color:#B9C8D6;font-size:16.5px;margin-top:8px;max-width:44ch}
.nx{list-style:none;margin:22px 0 24px;display:grid;gap:14px}
.nx li{display:flex;gap:14px;align-items:flex-start}
.nx .t{width:40px;height:40px;border-radius:8px;background:rgba(255,255,255,.08);color:var(--gold-l);display:grid;place-items:center;flex:none}
.nx .t svg{width:20px;height:20px}
.nx b{display:block;font-size:16px}
.nx span{color:#B9C8D6;font-size:14.5px}
.ctc{display:grid;gap:12px;margin-top:auto}
.ctc a{display:flex;align-items:center;gap:14px;padding:11px 16px;border:1px solid rgba(255,255,255,.16);border-radius:10px;transition:border-color .15s}
.ctc a:hover{border-color:var(--gold-l)}
.ctc .ic{width:40px;height:40px;border-radius:8px;background:rgba(255,255,255,.08);display:grid;place-items:center;color:var(--gold-l);flex:none}
.ctc small{display:block;font-size:12.5px;color:#93A9BE;font-weight:700;letter-spacing:.06em;text-transform:uppercase}
.ctc b{font-size:18.5px;font-weight:800;letter-spacing:-.01em}
.ctc .ar{margin-left:auto;color:#93A9BE}
.fm h3{font-size:19px;font-weight:800;line-height:1.3}
.fm .sub{color:#93A9BE;font-size:14px;margin-top:2px}
.fg{display:grid;grid-template-columns:repeat(3,1fr);gap:12px 14px;margin-top:16px}
.f{display:flex;flex-direction:column;gap:6px}
.f.full{grid-column:1/-1}
.f label{font-size:13.5px;font-weight:700;color:#DCE5EE;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.f label i{font-style:normal;color:var(--gold-l)}
.f label small{font-weight:500;color:#93A9BE}
.f input,.f select,.f textarea{width:100%;height:46px;border:1px solid rgba(255,255,255,.18);border-radius:8px;padding:0 14px;background:rgba(255,255,255,.06);color:#fff;font-size:16px;color-scheme:dark;transition:border-color .15s,background .15s}
.f input::placeholder,.f textarea::placeholder{color:#8EA3B8}
.f select option{background:var(--navy);color:#fff}
.f textarea{height:68px;padding:10px 14px;resize:vertical}
.f input:focus,.f select:focus,.f textarea:focus{border-color:var(--gold-l);background:rgba(255,255,255,.09);outline:0}
.f .er{display:none;font-size:13px;color:#FFB4A3;font-weight:600}
.f.bad input,.f.bad select{border-color:#FF8C73}
.f.bad .er{display:block}
.kvs{margin-top:14px;display:grid;gap:8px}
.kv{display:flex;gap:12px;align-items:flex-start;font-size:13.5px;color:#C6D4E0;line-height:1.5}
.kv input{width:20px;height:20px;flex:none;margin-top:1px;accent-color:var(--gold)}
.kv button{background:none;border:0;padding:0;color:var(--gold-l);font-weight:700;text-decoration:underline;cursor:pointer}
.kv i{font-style:normal;color:var(--gold-l)}
.kv.bad{color:#FFB4A3}
.fm .send{width:100%;margin-top:16px;height:52px;font-size:16.5px;border-radius:8px}
.fm .note{font-size:12px;color:#93A9BE;margin-top:8px;text-align:center}
.ok{display:none;padding:28px 0 8px}
.fm.sent .fg,.fm.sent .kvs,.fm.sent .send,.fm.sent .note,.fm.sent .fh{display:none}
.fm.sent .ok{display:block}

/* ---------- SSS ---------- */
.faq .wrap{display:grid;grid-template-columns:4fr 7fr;gap:72px;align-items:start}
.faq .side p{color:var(--muted);margin:14px 0 24px;font-size:17px}
.qa details{border-bottom:1px solid var(--line)}
.qa details:first-child{border-top:1px solid var(--line)}
.qa summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:22px 0;font-weight:700;font-size:18px;color:var(--navy)}
.qa summary::-webkit-details-marker{display:none}
.qa summary .pl{width:30px;height:30px;border-radius:50%;border:1.5px solid #C8D2DD;display:grid;place-items:center;flex:none;transition:transform .2s,background .2s}
.qa details[open] summary .pl{transform:rotate(45deg);background:var(--navy);border-color:var(--navy);color:#fff}
.qa .an{padding:0 56px 24px 0;color:var(--muted)}

/* ---------- KAPANIŞ ---------- */
.end{padding:0 0 96px}
.end .bx{border:1px solid var(--line);border-radius:10px;padding:44px 52px;display:grid;grid-template-columns:1fr auto;gap:40px;align-items:center}
.end h2{font-size:clamp(24px,2.4vw,32px);font-weight:800;color:var(--navy);letter-spacing:-.02em;line-height:1.2}
.end p{color:var(--muted);margin-top:8px;font-size:17px}
.end .acts{display:flex;gap:12px;flex-wrap:wrap}

/* ---------- FOOTER ---------- */
footer{background:var(--navy-d);color:#B9C8D6;font-size:15px;padding:72px 0 0}
.ft{display:grid;grid-template-columns:4fr 2fr 2fr 3fr;gap:48px}
/* Logo müşterinin istediği gibi orijinal renkte: koyu zeminde beyaz plaka içinde */
footer .logo{display:inline-flex;background:#fff;padding:12px 16px;border-radius:var(--r)}
footer .logo img{height:46px}
.ft .ab{margin-top:18px;max-width:40ch}
.ft h4{color:#fff;font-size:14px;letter-spacing:.1em;text-transform:uppercase;margin-bottom:16px}
.ft ul{list-style:none;display:grid;gap:9px}
.ft a:hover{color:#fff}
.ft .ad{display:grid;gap:12px}
.ft .ad div{display:flex;gap:10px}
.ft .ad svg{color:var(--gold-l);margin-top:3px;width:18px;height:18px}
.ft .ad small{color:#93A9BE;font-size:13px}
.lv{display:inline-block;margin-top:20px;border:1px solid rgba(255,255,255,.18);border-radius:var(--r);padding:8px 12px;font-size:13.5px}
.cp{margin-top:56px;border-top:1px solid rgba(255,255,255,.1);padding:22px 0;display:flex;justify-content:space-between;gap:16px;font-size:13.5px;flex-wrap:wrap}
.cp nav{display:flex;gap:18px;flex-wrap:wrap}

/* ---------- SABİT BUTONLAR ---------- */
.wa{position:fixed;right:22px;bottom:22px;z-index:55;display:grid;place-items:center;width:58px;height:58px;background:#1F9D55;color:#fff;border-radius:50%;box-shadow:0 8px 24px rgba(2,29,58,.25);transition:transform .25s ease,background .15s}
.wa:hover{background:#178246}
.wa svg{width:28px;height:28px}
.bar{display:none}

/* ---------- DİYALOGLAR + ÇEREZ ---------- */
dialog{border:0;border-radius:10px;max-width:680px;width:calc(100% - 32px);padding:0;color:var(--ink)}
dialog::backdrop{background:rgba(2,29,58,.6)}
.dg{padding:32px 36px;max-height:80vh;overflow:auto}
.dg h3{font-size:22px;color:var(--navy);font-weight:800}
.dg h4{font-size:16px;color:var(--navy);margin:18px 0 4px}
.dg p,.dg li{font-size:15px;color:#3E5064}
.dg ul{padding-left:20px;margin:6px 0}
.dg .tag{display:inline-block;background:#F6EEDC;color:#5E4615;font-weight:700;font-size:12.5px;padding:4px 10px;border-radius:4px;margin-bottom:10px}
.cki{display:flex;justify-content:space-between;gap:16px;align-items:center;padding:14px 0;border-bottom:1px solid var(--line)}
.cki b{display:block;color:var(--navy)}.cki span{font-size:14px;color:var(--muted)}
.cki .on{font-weight:700;color:#1F7A45;white-space:nowrap}.cki .off{white-space:nowrap}
.dgf{padding:16px 36px;border-top:1px solid var(--line);display:flex;justify-content:flex-end}
.ck{position:fixed;left:16px;bottom:16px;z-index:58;max-width:440px;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:0 12px 36px rgba(2,29,58,.18);padding:18px 20px}
.ck p{font-size:14.5px;color:#3E5064;line-height:1.5}.ck p b{color:var(--navy)}
.ck p button{background:none;border:0;padding:0;color:var(--navy);font-weight:700;text-decoration:underline;cursor:pointer}
.ckb{display:flex;gap:10px;justify-content:flex-end;margin-top:14px}.ckb .btn{height:42px;padding:0 18px;font-size:14.5px}

/* =========== TABLET =========== */
@media (max-width:1080px){
  .grid,.feats,.feats.f3{grid-template-columns:repeat(2,1fr)}
  .stats{grid-template-columns:repeat(2,1fr)}
  .stats div:nth-child(3){border-left:0}
  .stats div:nth-child(n+3){border-top:1px solid rgba(255,255,255,.14)}
  .hero{grid-template-columns:1fr 1fr}
  .hero .pnl{padding:56px 40px 56px var(--gut)}
  .qg{grid-template-columns:1fr;gap:36px}
  .ctc{grid-template-columns:1fr 1fr}
  .faq .wrap{gap:48px}
  .ft{grid-template-columns:1fr 1fr}
  nav.mn{gap:0}
}
/* =========== MOBİL =========== */
@media (max-width:860px){
  :root{--gut:18px}
  .top{display:none}
  nav.mn,.hd .cta{display:none}
  .burger{display:block}
  .hd .wrap{height:60px}
  .logo img{height:40px}
  .mmenu{position:fixed;inset:60px 0 0;background:#fff;z-index:49;padding:12px var(--gut) 100px;overflow:auto;display:block;transform:translateX(100%);transition:transform .2s;visibility:hidden}
  .mmenu.open{transform:none;visibility:visible}
  .mmenu a{display:flex;align-items:center;gap:12px;padding:14px 0;border-bottom:1px solid var(--line);font-weight:700;font-size:17px;color:var(--navy)}
  .mmenu .sub a{font-weight:500;font-size:16px;padding:11px 0;color:var(--ink)}
  .mmenu .sub a svg{color:var(--navy)}
  .mmenu p{font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);font-weight:700;margin:18px 0 4px}
  .hero{grid-template-columns:1fr;min-height:0}
  .hero .ph{order:-1;height:220px}
  .hero .ph:after{background:linear-gradient(0deg,var(--navy) 0%,rgba(3,44,85,.6) 18%,rgba(3,44,85,0) 50%)}
  .hero .pnl{padding:28px var(--gut) 40px}
  /* Üst satır mobilde iki satır: "Yetkili Sigorta Acentesi" / "Türkiye geneli hizmet" (müşteri isteği, 8 Ekim 2026) */
  .hero .eb span{display:block}
  .hero .eb .eb-ay{display:none}
  .hero .ld{font-size:16.5px}
  .chips{flex-wrap:nowrap;overflow-x:auto;margin-right:calc(var(--gut)*-1);padding-right:var(--gut);scrollbar-width:none}
  .chips::-webkit-scrollbar{display:none}
  .hero .acts .btn{flex:1}
  .logos .wrap{flex-direction:column;align-items:flex-start;gap:14px}
  .logos .ll{max-width:none}
  .mq{width:100%}
  .lg{width:140px;height:56px;padding:0 12px}
  .lgr{grid-template-columns:repeat(2,1fr)}
  .sec{padding:64px 0}
  .sh{grid-template-columns:1fr;gap:12px;margin-bottom:28px}
  .sh p{justify-self:start}
  .grid{grid-template-columns:1fr;gap:12px}
  .card{flex-direction:row;align-items:stretch}
  .card .im{aspect-ratio:auto;width:108px;flex:none}
  .card .bd{padding:14px 16px}
  .card h3{font-size:17.5px;margin-bottom:4px}
  .card p{font-size:14px}
  .card .go{display:none}
  .card:hover{transform:none}
  .feats,.feats.f3{grid-template-columns:1fr;gap:12px}
  .ft4{display:grid;grid-template-columns:48px 1fr;column-gap:16px;padding:20px}
  .ft4 .ico{width:48px;height:48px;margin:0;grid-row:span 2}
  .ft4 h3{font-size:17.5px;margin-bottom:4px}
  .ft4 p{font-size:15px}
  .stats div{padding:20px}
  .stats b{font-size:26px}
  .steps{grid-template-columns:1fr;gap:0}
  .steps li{display:grid;grid-template-columns:56px 1fr;column-gap:16px;padding:0 0 28px}
  .steps .sic{grid-row:span 3}
  .steps li:not(:last-child):after{top:60px;bottom:4px;left:27px;right:auto;width:1.5px;height:auto;background:repeating-linear-gradient(180deg,#C8D2DD 0 6px,transparent 6px 12px)}
  .steps small{margin:2px 0 2px}
  .steps h3{font-size:18.5px;margin-bottom:4px}
  .dmg{grid-template-columns:1fr;padding:26px 22px;margin-top:36px;gap:18px}
  .dmg h3{font-size:21px}
  .dmg .acts .btn{flex:1}
  .qt{padding:0}
  .qt .wrap{padding:0}
  .qp{border-radius:0;padding:32px var(--gut) 36px}
  .tabs{flex-wrap:nowrap;overflow-x:auto;margin:0 calc(var(--gut)*-1);padding:0 var(--gut);scrollbar-width:none}
  .tabs::-webkit-scrollbar{display:none}
  .tabs button{height:42px;padding:0 13px;font-size:14.5px}
  .qg{margin-top:20px;display:flex;flex-direction:column;gap:32px}
  .qg .fm{order:1}
  .qg .in{order:2;padding-top:28px;border-top:1px solid rgba(255,255,255,.12)}
  .f label{white-space:normal}
  .ctc{grid-template-columns:1fr}
  .fg{grid-template-columns:1fr}
  .qa summary{font-size:16.5px;padding:18px 0}
  .qa .an{padding-right:0}
  .faq .wrap{grid-template-columns:1fr;gap:28px}
  .end{padding:64px 0}
  .end .bx{grid-template-columns:1fr;padding:28px 22px;gap:22px}
  .end .acts .btn{flex:1}
  .ft{grid-template-columns:1fr;gap:32px}
  footer{padding-top:48px}
  .cp{padding-bottom:90px}
  /* Alt bar (8 Ekim, Seçenek B): yuvarlak Ara + yuvarlak WhatsApp + Teklif kapsülü, alttan yüzer */
  .bar{display:flex;gap:10px;position:fixed;left:12px;right:12px;bottom:calc(10px + env(safe-area-inset-bottom));z-index:55;height:56px;transition:transform .25s ease}
  .bar a{display:flex;align-items:center;justify-content:center;font-weight:800;font-size:16px;color:var(--navy)}
  .bar .yb{flex:none;width:56px;height:56px;border-radius:50%;background:var(--navy);color:#fff;box-shadow:0 0 0 2px #fff,0 8px 22px rgba(2,29,58,.28)}
  .bar .yb .i{width:24px;height:24px}
  .bar .wb{background:#1F9D55}
  .bar a.t{flex:1;border-radius:999px;background:var(--gold);box-shadow:0 0 0 2px #fff,0 8px 22px rgba(2,29,58,.22)}
  .wa{display:none}
  .ck{left:10px;right:10px;bottom:78px;max-width:none;padding:16px}
  .ck p{font-size:14px}
  .utgl{bottom:78px;left:10px;font-size:12px;padding:6px 10px;transition:transform .25s}
  /* body alt boşluğu yok: koyu footer en alta kadar uzansın (.cp zaten 90px alt boşluklu) */
  /* Aşağı kaydırınca header ve alt bar gizlenir, yukarı kaydırınca geri gelir */
  body.ui-gizli header.hd{transform:translateY(-100%)}
  body.ui-gizli .bar{transform:translateY(calc(100% + 30px))}
  body.ui-gizli .utgl{transform:translateY(68px)}
}

/* =====================================================================
   ALT SAYFALAR
   ===================================================================== */
.mn>a[aria-current=page],.mn .dd>button[aria-current=page]{color:var(--gold-d)}

/* Sayfa başlığı (lacivert bant) */
.phd{background:var(--navy);color:#fff;padding:44px 0 52px}
.bc{display:flex;flex-wrap:wrap;gap:6px;font-size:14px;color:#93A9BE;margin-bottom:18px}
.bc a:hover{color:#fff}
.bc span[aria-current]{color:#DCE5EE}
.phd h1{font-weight:800;font-size:clamp(30px,3.4vw,46px);line-height:1.1;letter-spacing:-.02em;max-width:22ch}
.phd .ld{color:#C6D4E0;font-size:18px;margin-top:14px;max-width:62ch}
.phd .acts{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}

/* Ürün sayfası hero */
.prh{display:grid;grid-template-columns:minmax(560px,52%) 1fr;background:var(--navy);min-height:460px}
.prh .pnl{color:#fff;padding:40px 56px 52px max(var(--gut),calc((100vw - var(--wrap))/2 + var(--gut)))}
.prh h1{font-weight:800;font-size:clamp(32px,3.6vw,48px);line-height:1.08;letter-spacing:-.025em;margin:12px 0 16px}
.prh .ld{font-size:17.5px;line-height:1.65;color:#C6D4E0;max-width:52ch}
.prh .acts{display:flex;gap:12px;margin-top:26px;flex-wrap:wrap}
.prh .ph{position:relative;background:#0F3B66}
.prh .ph img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.prh .ph:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--navy) 0%,rgba(3,44,85,.85) 10%,rgba(3,44,85,.45) 26%,rgba(3,44,85,0) 45%)}
.qf{display:flex;flex-wrap:wrap;gap:10px 28px;margin-top:30px;padding-top:22px;border-top:1px solid rgba(255,255,255,.14)}
.qf div{display:flex;gap:10px;align-items:center;font-size:14.5px;color:#C6D4E0}
.qf svg{color:var(--gold-l)}
.qf b{color:#fff;font-weight:700}

/* Teminat ızgarası */
.cov{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.cv{border:1px solid var(--line);border-radius:10px;padding:22px 22px 24px;background:#fff}
.cv .ico{width:46px;height:46px;margin-bottom:16px;border-radius:9px}
.cv .ico svg{width:23px;height:23px}
.cv h3{font-size:17px;font-weight:800;color:var(--navy);margin-bottom:6px}
.cv p{font-size:14.5px;color:var(--muted);line-height:1.55}
.cv.ek .ico{background:var(--soft);color:var(--navy)}
.tag2{display:inline-block;font-size:12px;font-weight:700;color:#5E4615;background:#F6EEDC;border-radius:4px;padding:2px 8px;margin-bottom:10px}
.subh{font-size:20px;font-weight:800;color:var(--navy);margin:44px 0 18px}
.not{margin-top:22px;font-size:14px;color:var(--muted);display:flex;gap:10px;align-items:flex-start;background:var(--soft);border-radius:8px;padding:14px 16px}
.not svg{color:var(--navy);flex:none;margin-top:2px}

/* İki sütun: dikkat + gerekli bilgiler */
.two{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}
.bx2{border:1px solid var(--line);border-radius:12px;padding:30px 32px;background:#fff}
.bx2 h2{font-size:24px;font-weight:800;color:var(--navy);letter-spacing:-.015em;margin-bottom:6px}
.bx2>p{color:var(--muted);margin-bottom:12px}
.ls{list-style:none}
.ls li{display:grid;grid-template-columns:28px 1fr;gap:10px;padding:14px 0;border-top:1px solid var(--line)}
.ls li:first-child{border-top:0}
.ls svg{color:var(--gold-d);margin-top:2px}
.ls.yes svg{color:#1F7A45}
.ls b{display:block;color:var(--navy);font-size:16px}
.ls span{color:var(--muted);font-size:15px}
.hint{margin-top:16px;display:flex;gap:12px;align-items:center;background:var(--navy);color:#fff;border-radius:10px;padding:16px 18px;font-size:15px}
.hint svg{color:var(--gold-l);width:24px;height:24px}
.hint a{font-weight:800;text-decoration:underline;color:var(--gold-l)}

/* Diğer ürünler */
.rel{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}

/* ---------- HASAR DESTEĞİ ---------- */
.emg{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:28px;max-width:860px}
.emg a{display:flex;align-items:center;gap:14px;padding:14px 18px;border-radius:10px;border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.04)}
.emg a:hover{border-color:var(--gold-l)}
.emg a.pr{background:var(--gold);border-color:var(--gold);color:var(--navy)}
.emg a.pr small{color:#3B2C0B}
.emg a.pr .ic{background:rgba(3,44,85,.12);color:var(--navy)}
.emg .ic{width:42px;height:42px;border-radius:8px;background:rgba(255,255,255,.08);display:grid;place-items:center;color:var(--gold-l);flex:none}
.emg small{display:block;font-size:12.5px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:#93A9BE}
.emg b{font-size:18px;font-weight:800}
.after{margin-top:16px;font-size:14.5px;color:#B9C8D6}
.after a{color:var(--gold-l);font-weight:700;text-decoration:underline}

.sel{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:24px}
.sel button{display:flex;align-items:center;gap:10px;height:52px;padding:0 18px;border:1.5px solid var(--line);background:#fff;border-radius:10px;font-weight:700;font-size:15.5px;color:var(--navy);cursor:pointer;transition:border-color .15s,background .15s}
.sel button svg{width:22px;height:22px}
.sel button:hover{border-color:#9FB1C4}
.sel button[aria-selected=true]{background:var(--navy);border-color:var(--navy);color:#fff}
.sel button[aria-selected=true] svg{color:var(--gold-l)}
.scn{display:grid;grid-template-columns:7fr 5fr;gap:24px}
.scn .bx2 h3{font-size:20px;font-weight:800;color:var(--navy);margin-bottom:14px}
.stp{list-style:none;counter-reset:a}
.stp li{position:relative;padding:12px 0 12px 44px;border-top:1px solid var(--line);color:var(--ink)}
.stp li:first-child{border-top:0}
.stp li:before{counter-increment:a;content:counter(a);position:absolute;left:0;top:12px;width:28px;height:28px;border-radius:50%;background:var(--soft);color:var(--navy);font-weight:800;font-size:14px;display:grid;place-items:center}
.stp b{color:var(--navy)}
.side3{display:grid;gap:16px}
.mini{border:1px solid var(--line);border-radius:12px;padding:22px 24px;background:#fff}
.mini h4{display:flex;align-items:center;gap:10px;font-size:16px;font-weight:800;color:var(--navy);margin-bottom:10px}
.mini h4 svg{color:var(--gold-d)}
.mini ul{list-style:none;display:grid;gap:6px}
.mini li{padding-left:16px;position:relative;color:var(--muted);font-size:15px}
.mini li:before{content:"";position:absolute;left:0;top:10px;width:6px;height:6px;border-radius:50%;background:#B9C5D2}
.mini .big{font-size:22px;font-weight:800;color:var(--navy)}
.mini p{color:var(--muted);font-size:15px}
.mini.dark{background:var(--navy);border-color:var(--navy);color:#fff}
.mini.dark h4{color:#fff}.mini.dark h4 svg{color:var(--gold-l)}
.mini.dark p{color:#C6D4E0}
.mini.dark .btn{margin-top:12px;height:44px;width:100%}

.inf{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.inf .cv h3{font-size:18px}
.inf .cv a.lk{display:inline-flex;align-items:center;gap:6px;margin-top:12px;font-weight:700;color:var(--navy);font-size:15px}
.inf .cv a.lk:hover{color:var(--gold-d)}
.inf .cv .bd1{font-size:30px;font-weight:800;color:var(--navy);letter-spacing:-.02em;line-height:1;margin:2px 0 8px}

.tbl{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.tbl th,.tbl td{text-align:left;padding:14px 18px;border-bottom:1px solid var(--line);font-size:15px}
.tbl th{background:var(--soft);color:var(--navy);font-size:13.5px;letter-spacing:.04em;text-transform:uppercase}
.tbl tr:last-child td{border-bottom:0}
.tbl td:first-child{font-weight:700;color:var(--navy)}
.tbl a{font-weight:700;color:var(--navy)}
.tbl a:hover{color:var(--gold-d)}
.tblw{border:1px solid var(--line);border-radius:12px;overflow:hidden}
.tblw .tbl{border:0;border-radius:0}

/* Koyu form paneli (hasar bildirimi / iletişim) */
.dp{background:var(--navy);color:#fff;border-radius:18px;padding:36px 40px;display:grid;grid-template-columns:5fr 8fr;gap:48px}
.dp .h2{color:#fff}
.dp .in>p{color:#B9C8D6}
.fg2{grid-template-columns:repeat(2,1fr)}

/* ---------- HAKKIMIZDA ---------- */
.story{display:grid;grid-template-columns:6fr 5fr;gap:56px;align-items:center}
.story p{color:var(--muted);font-size:17px;margin-top:16px}
.story p:first-of-type{margin-top:18px}
.phx{aspect-ratio:4/3;border-radius:12px;background:#DCE4EC;display:grid;place-items:center;text-align:center;color:#6B7C8E;font-weight:700;font-size:15px;padding:20px;border:2px dashed #B9C5D2}
.phx svg{width:40px;height:40px;margin:0 auto 10px;color:#8EA0B3}
.team{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.tm .av{aspect-ratio:4/5;border-radius:12px;background:#DCE4EC;border:2px dashed #B9C5D2;display:grid;place-items:center;color:#8EA0B3}
.tm .av svg{width:56px;height:56px}
.tm h3{font-size:18px;font-weight:800;color:var(--navy);margin-top:14px}
.tm p{color:var(--muted);font-size:15px}
.legal{width:100%;border-collapse:collapse}
.legal th,.legal td{text-align:left;padding:13px 0;border-bottom:1px solid var(--line);font-size:15.5px;vertical-align:top}
.legal th{width:38%;color:var(--muted);font-weight:600;padding-right:20px}
.legal td{color:var(--navy);font-weight:700}

/* ---------- İLETİŞİM ---------- */
.cgrid{display:grid;grid-template-columns:5fr 7fr;gap:32px;align-items:start}
.cc{display:grid;gap:12px}
.ci{display:flex;gap:16px;align-items:flex-start;border:1px solid var(--line);border-radius:12px;padding:18px 20px;background:#fff}
.ci .ico{width:46px;height:46px;margin:0;border-radius:9px;flex:none}
.ci .ico svg{width:22px;height:22px}
.ci small{display:block;font-size:12.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.ci b{display:block;font-size:18px;color:var(--navy);font-weight:800;margin-top:2px}
.ci span.t2{display:block;color:var(--muted);font-size:15px;margin-top:2px}
.ci a.lk{display:inline-flex;gap:6px;align-items:center;margin-top:8px;font-weight:700;color:var(--gold-d);font-size:15px}
.cf{background:var(--navy);color:#fff;border-radius:18px;padding:32px 36px}

/* ---------- KVKK ---------- */
.kgrid{display:grid;grid-template-columns:3fr 9fr;gap:48px;align-items:start}
.toc{position:sticky;top:96px;display:grid;gap:4px;border-left:2px solid var(--line)}
.toc a{padding:8px 0 8px 16px;margin-left:-2px;border-left:2px solid transparent;color:var(--muted);font-weight:600}
.toc a:hover,.toc a.on{color:var(--navy);border-left-color:var(--gold)}
.doc{max-width:780px}
.doc section{padding-bottom:44px;margin-bottom:44px;border-bottom:1px solid var(--line);scroll-margin-top:90px}
.doc section:last-child{border-bottom:0}
.doc h2{font-size:28px;font-weight:800;color:var(--navy);letter-spacing:-.015em;margin:8px 0 14px}
.doc h3{font-size:18px;font-weight:800;color:var(--navy);margin:24px 0 6px}
.doc p,.doc li{color:#3E5064;font-size:16px}
.doc ul,.doc ol{padding-left:22px;margin:8px 0;display:grid;gap:4px}
.doc .cki{max-width:none}
.upd{font-size:14px;color:var(--muted)}

/* ---------- ALT SAYFA RESPONSIVE ---------- */
@media (max-width:1080px){
  .cov{grid-template-columns:repeat(2,1fr)}
  .two,.scn,.story,.cgrid{grid-template-columns:1fr}
  .inf,.rel{grid-template-columns:1fr 1fr}
  .team{grid-template-columns:repeat(2,1fr)}
  .dp{grid-template-columns:1fr}
  .prh{grid-template-columns:1fr 1fr}
  .prh .pnl{padding:36px 36px 44px var(--gut)}
  .kgrid{grid-template-columns:1fr}
  .toc{position:static;border-left:0;display:flex;flex-wrap:wrap;gap:8px}
  .toc a{border:1px solid var(--line);border-radius:6px;padding:8px 12px;margin:0}
}
@media (max-width:860px){
  .phd{padding:28px 0 36px}
  .phd .ld{font-size:16.5px}
  .phd .acts .btn{flex:1}
  .prh{grid-template-columns:1fr;min-height:0}
  .prh .ph{order:-1;height:200px}
  .prh .ph:after{background:linear-gradient(0deg,var(--navy) 0%,rgba(3,44,85,.6) 18%,rgba(3,44,85,0) 50%)}
  .prh .pnl{padding:24px var(--gut) 36px}
  .prh .acts .btn{flex:1}
  .qf{gap:10px}
  .cov{grid-template-columns:1fr;gap:10px}
  .cv{display:grid;grid-template-columns:46px 1fr;column-gap:14px;padding:18px}
  .cv .ico{margin:0;grid-row:span 3}
  .bx2{padding:22px 20px}
  .bx2 h2{font-size:21px}
  .inf,.rel{grid-template-columns:1fr}
  .emg{grid-template-columns:1fr}
  .sel{flex-wrap:nowrap;overflow-x:auto;margin:0 calc(var(--gut)*-1) 20px;padding:0 var(--gut);scrollbar-width:none}
  .sel::-webkit-scrollbar{display:none}
  .sel button{flex:none;height:46px;padding:0 14px;font-size:15px}
  .tblw{overflow-x:auto}
  .tbl{min-width:560px}
  .dp,.cf{border-radius:14px;padding:26px 20px}
  .dp{gap:28px}
  .fg2{grid-template-columns:1fr}
  .team{gap:14px}
  .tm h3{font-size:16px}
  .tm p{font-size:14px}
  .legal th{width:44%}
  .doc h2{font-size:23px}
}